How to Clean Up the Student Loan Mess Student loans are central to financing college educations, yet millions of borrowers are in default. That is clear evidence that the system is in dire need of improvement. In fact, new research … Continue reading Reducing default matters
Five Ways You Can Become Less Financially Vulnerable If I asked you, “On a scale of 1-10 where 1 = “not at all financially vulnerable” and 10 = “very financially vulnerable,” how financially vulnerable do you consider yourself to be?” … Continue reading Financial stress
Save Money and Reset Your Financial Life With a Shopping Ban For many of us, the beginning of the year involves cutting back: on Negronis, Nutella, Netflix, on whatever we previously overindulged in — which often includes unnecessary spending. But … Continue reading Consider the bigger picture
Learning to love your future self It’s February, deep in the blahs of winter, and clients are behaving oddly: they’re less willing to buy risky equities and more inclined to sell higher-risk holdings. That’s because large segments of the population … Continue reading Connecting with future you
Blockchain explained: It builds trust when you need it most These days, we’re having a harder and harder time trusting each other.Trust is an essential part of ordinary living, whether it’s picking mechanics based on Yelp reviews, sliding credit cards … Continue reading What the heck is blockchain?
How Our Personal Finances Can Make Us Happy The idea that money generally, and the state of our finances, in particular, should be an essential contributor to our happiness seems obvious. When we handle money wisely give it an appropriate … Continue reading Is money the star of the show?
Emotions interfere with investing decisions more than we thought The stereotype of a high-rolling Wall Street trader is a young, aggressive man oozing with testosterone-fuelled confidence and the nerve to take big risks. In fact, financial professionals are known to … Continue reading Testosterone and financial bubbles